Rent or Buy?

Answer a few real numbers and see an honest, side-by-side comparison of what renting actually costs you over time versus buying.

Enter your info to get access to the free assessment.

This is a plain-language estimate, not a pre-approval or investment advice. It compares your real numbers against a 3%/year home appreciation estimate and the 2026 Ontario rent increase guideline of 2.1%/year. It includes Ontario and, where applicable, Toronto land transfer tax, with first-time buyer rebates applied if eligible, plus rough monthly placeholders for insurance and maintenance since your actual costs aren't known yet. Your real numbers will differ, let's confirm them together.